You Can Set UPI PIN Without a Debit Card – Here’s How

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After the introduction of UPI, there has been a significant revolution in the field of digital transactions in India. UPI has been developed by NPCI. This payment system allows you to transfer money instantly to the recipient’s account without any hassle. Today, millions of people are using various apps to make digital transactions via UPI. Apart from personal payments, UPI has become a reliable digital payment system for shopkeepers, merchants, and online shopping. It plays a crucial role in promoting a cashless economy.

NPCI provides two options to set a UPI PIN: using a debit card or an Aadhaar card. However, very few people are aware of how to set a UPI PIN using an Aadhaar card.

Setting up a UPI PIN using an Aadhaar card is quite simple and does not involve any complications. First, open your UPI app on your smartphone. Enter your bank details and select the option to set a UPI PIN. On the next screen, you will see two options – Debit Card and Aadhaar OTP. Select the Aadhaar option.

Also Read- What is an APAAR ID Card? How to Apply Online – Follow These Simple Steps

After this, enter the first six digits of your Aadhaar number for verification. You will receive an OTP on your registered mobile number. Enter this OTP to proceed.

Once the OTP is verified, you will be prompted to create your UPI PIN. Using this easy process, you can set your UPI PIN without a debit card. However, for security reasons, it is advisable to change your UPI PIN from time to time.

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