If you’re searching for the best credit card in India for 2024, you’re in the right place. Credit cards offer a variety of benefits that can suit different needs, whether you’re looking for cashback on everyday purchases, access to airport lounges, complimentary hotel stays, or even business and first-class tickets.
In 2024, there are many options available in India, each tailored to different lifestyles and spending habits. Whether you’re a frequent traveller, a business professional, or someone who enjoys luxury perks, there’s likely a credit card that meets your needs. By comparing the features and benefits of different cards, you can find the one that offers the best value for you.
Best Credit Cards in India in 2024
1- ICICI Amazon Pay Credit Card
The ICICI Amazon Pay Credit Card is perfect for frequent Amazon shoppers, especially Prime members, offering a 5% cashback on all Amazon purchases. As a lifetime free card, it’s an excellent opportunity to maximise your savings. You can easily apply for it through the Amazon app.
2- HDFC Regalia Gold Credit Card
The HDFC Regalia Gold Credit Card is ideal for those seeking airport lounge access and milestone benefits. It offers a Priority Pass for all family members, sharing the complimentary lounge access limit with the primary card. If you’re unable to obtain HDFC’s Super Premium cards, this is a fantastic alternative, particularly for lounge access, along with rewards and merchant offers.
3- HDFC Tata Neu Infinity Rupay
The HDFC Bank Tata Neu Infinity Rupay Credit Card is perfect for UPI spends and utility payments. It offers solid rewards on UPI transactions and a 5% return on utility bills. Additionally, you can enjoy exclusive offers from Tata Neu, such as discounts on Tata Motors car bookings, making it an excellent choice for a single UPI credit card.
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4- Yes First Reserv
The rebranded Yes Bank Reserv Credit Card, formerly known as Yes First Exclusive, is an excellent choice for online and travel expenses, especially when paired with a subscription plan. This plan offers 3X or 5X rewards on select categories, making it a valuable option for those seeking enhanced rewards on their spending.
5- Amex Platinum Travel
The American Express Platinum Travel Card is widely regarded as the top travel credit card in the country, maintaining its reputation for nearly a decade. It offers exceptional benefits, including complimentary Taj vouchers that allow you to stay at a unique Taj property each year and access to premium airport lounges, making it an excellent choice for frequent travellers.