With the arrival of summer vacations, people plan trips with their families, but the budget can often get a little out of hand. At such times, a travel credit card can come to your aid. If you are fond of travelling, these travel credit cards can be very useful for you. These cards allow people to earn rewards and save money on flight bookings. Additionally, you can save money on complimentary lounge access, hotel stays, memberships, forex markup fees, and more.
Top Travel Credit Cards to Save Money
1- Axis Miles & More World Credit Card
The Axis Miles & More World Credit Card offers unlimited miles on your spending, and the miles do not expire. Users can redeem miles in various ways, including booking flight tickets with airline partners, upgrading existing flight tickets, availing offers on hotel bookings, and shopping at partner stores or online partners. It provides complimentary Priority Pass and offers four complimentary lounge accesses each quarter. Cardholders can enjoy a 40% discount (up to ₹1,000) at partner restaurants. For international transactions, there is a 3.5% forex markup fee. The annual fee for this card is ₹3,500.
2- HDFC Infinia Credit Card
The HDFC Infinia Credit Card provides unlimited airport lounge access worldwide with a complimentary Priority Pass. Cardholders receive up to 15% discount at over 3,000 restaurants and a 20% discount at Marriott hotels. Users are also covered with ₹3 crore in travel insurance and ₹50 lakh in medical insurance. This card offers the opportunity to earn 10X rewards on travel and shopping expenses through SmartBuy. For international transactions, there is a 2% forex markup fee. The annual fee for this card is ₹10,000.
3- ICICI Emeralde Private Metal Card
The ICICI Emerald Private Metal Card offers extensive travel insurance coverage and provides unlimited lounge access at international and domestic airports with a Priority Pass membership. There are no cancellation charges for travel bookings made with this credit card. For international transactions, there is a 2% forex markup fee. The annual fee for this card is ₹12,499. However, if you spend more than ₹10 lakh with this card in a year, the fee is waived.
Also read: How to Choose the Best Credit Card for Your Lifestyle and Spending Habits?
4- Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card offers unlimited complimentary airport lounge access worldwide along with concierge services. It provides a 15% discount at The Oberoi Hotels & Resorts and Trident Hotels in India. Additionally, it offers a 40% discount at around 4,000 restaurants across the country. For international transactions, there is a 2% forex markup fee. The annual fee for this card is ₹12,500. However, if you spend more than ₹25 lakh with this card in a year, the annual fee is waived.
5- HSBC Premier Credit Card
The HSBC Premier Credit Card offers unlimited free access to domestic and international lounges and concierge services. Users receive an Epicure membership at Taj Hotels and a ₹12,000 Taj Experience Gift Card upon card activation. This card allows you to convert reward points into air miles with over 20 domestic and international airlines. For international transactions, there is a 0.99% forex markup fee. The annual fee for this card is ₹20,000.