The government has not made any changes to the interest rates on various small savings schemes, including PPF and NSC, for the first quarter of the financial year 2025-26 (April 1 to June 30). This marks the fifth consecutive quarter without any revisions in interest rates.
According to the official notification, the interest rate on deposits under the Sukanya Samriddhi Yojana will remain at 8.2%.
Same Interest Rate on Post Office Savings
The interest rate for three-year fixed deposits will stay at 7.1%, the same as the current quarter. The popular Public Provident Fund (PPF) and Post Office Savings Deposit schemes will continue to offer interest rates of 7.1% and 4%, respectively.
The interest rate on the Kisan Vikas Patra (KVP) will remain at 7.5%, with maturity in 115 months. The National Savings Certificate (NSC) will continue to offer an interest rate of 7.7% for the April-June 2025 period.
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Similar to the current quarter, the Monthly Income Scheme will also retain its interest rate at 7.4%. The last change in interest rates for some schemes was made in the fourth quarter of 2023-24. The government reviews and notifies the interest rates on small savings schemes every quarter.