Good News for HDFC Bank Customers after Budget Announcement; FD Rates Increase by 20 Basis Points, Offering a 7.9% Return

After the presentation of the Union Budget 2024, the leading private bank HDFC Bank has increased its fixed deposit (FD) rates. The bank has increased by 20 basic points. Let us know how much return the customers are getting on the FD maturing in which time period.

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The country’s largest private bank HDFC Bank has revised the interest rates on FDs maturing in a certain time period. The bank has increased the fixed deposit by 20 basic points for amounts less than INR 3 crore. After which the bank is offering 7.40 percent interest rate for general citizens on FDs maturing in 4 years 7 months i.e. 55 months, while giving a high return of 7.90 percent for senior citizens. The new rates have come into effect from today.

HDFC Bank Latest FD Rates

HDFC Bank is offering 3% interest rate on fixed deposits maturing between 7 to 29 days for common people. It is giving 3.50% interest on FDs maturing between 30 to 45 days, while FDs maturing between 46 days to less than six months are getting 4.50% interest.

Good News for HDFC Bank Customers after Budget Announcement; FD Rates Increase by 20 Basis Points, Offering a 7.9% Return

The bank gives 5.75% interest rate on deposits maturing for more than six months and less than nine months. The bank is offering 6% interest rate on deposits maturing between nine months to one day and less than one year.

Also Read: Budget 2024 Highlights: Increased Taxes on Capital Gains, Changes in New Tax Regime, Focus on Employment & Skilling

FDs maturing between one year to less than 15 months will get 6.60% interest rate, while FDs maturing between 15 months to less than 18 months will get 7.10% return. The bank gives 7.25% interest on FDs maturing between 18 months to less than 21 months. HDFC Bank gives 7% interest rate on deposits maturing between 21 months to less than two years and eleven months.

Rates increased on these fixed deposits

HDFC Bank has increased its 2 year 11 month or 35 month FD by 20 basis points, after which the interest rate on it has increased from 7.15 percent to 7.35 percent. Apart from this, the bank has increased the interest rate on FDs maturing in 4 years 7 months or 55 months, after which it has increased from 7.20% to 7.40%.

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